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Residential Property Insurance

Insurance costs form a large part of service charges. Property owners, property managers and tenants need to be sure they are arranging the right cover at the right price through a broker who knows the market and is a property insurance specialist.
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Why Clear?

At Clear, we understand the world of residential property and what property owners and their managers need from their insurance advisers because some of the largest managing agents in the country and some of the smallest are our clients.

We know that no two properties are identical, and a one-size-fits-all approach can't work for all clients. We pride ourselves on our client-focused approach, sharing our knowledge and experience in a clear and straightforward manner so our clients and their stakeholders can rest assured that their asset is properly protected. 

Residential Property Insurance services and covers

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Tailor-made cover designed to provide the best possible protection for your residential property

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Buildings Insurance, including apartments or blocks of flats

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Engineering inspection and insurance for lifts

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Directors & Officers Liability cover

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Bespoke policy wording available with enhanced cover

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Options available for Terrorism cover

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Contract vetting to indentify insurance requirements for major works

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Access to dedicated property insurance specialists, claim advisors and our 24/7 online claims reporting service

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Our in-house claims team

If you need to make a claim, our friendly in-house claims team is here to guide and support you at every stage. You’ll have a dedicated claims handler to manage the process and act as your advocate, handling all communications with your insurer to secure the best possible outcome for you.
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50+ strong team of claims based staff

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On average, handling over 18,000 claims per year

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Experience with 44 different lines of insurance

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A dedicated technical claims team

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Delegated authority claims handling with some property insurers

Let's put you in touch with a specialist

Make a call or fill in the form
Want to speak to someone?

Call this number

clear group
Thank you for getting in touch. Your enquiry has been successfully submitted. Our team will be in touch shortly to assist you with your insurance needs.
Thank you for trying to get in touch. There was an issue with your submission. Please double-check your information and ensure all required fields are completed. If the problem persists, please contact our main number 03330 570 115 for assistance.
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Appointed representative status

At Clear, we understand that regulation can be a minefield. Being an appointed representative can offer a solution that enables you to focus on property management and service, whilst we assist you with regulation. There are several benefits to becoming an Appointed Representative of an insurance broker, including the following:
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Enhanced reputation in the industry and with your clients

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Professional development

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Regulatory compliance

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Access to resources and support

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Reduced administrative burden

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Compliance support

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Claims handling expertise

Let's put you in touch with a specialist

Make a call or fill in the form
Want to speak to someone?

Call this number

clear group
Thank you for getting in touch. Your enquiry has been successfully submitted. Our team will be in touch shortly to assist you with your insurance needs.
Thank you for trying to get in touch. There was an issue with your submission. Please double-check your information and ensure all required fields are completed. If the problem persists, please contact our main number 03330 570 115 for assistance.

Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Chartered status

Chartered status

In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.

Exceptional service

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.

Frequently asked questions

Can you offer an enhanced level of cover?

We can provide bespoke policy wording to clients with enhanced cover.

 As an independent broker, we have the flexibility to provide a tailored service to each client and are not bound by the rigidity associated with large corporate organisations.

No two property companies are the same and a one-size-fits-all approach is not to the benefit of our clients. Usually different types of property can be covered under a single portfolio arrangement and we have negotiated enhanced policy wordings to ensure you don’t have to decide what additional extensions you need.

Can you guarantee the security of the insurance underwriter?

Ultimately, no broker can guarantee the security of the insurance underwriter. However, Clear's policy is to aim to work with only those insurers with a Standard & Poor's (S&P) rating of 'A' or above.